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Cost & Paying for Care

Can VA benefits pay for a home caregiver?

VA Aid and Attendance can add up to $2,700+/month toward home care for wartime veterans and surviving spouses. Eligibility, amounts, and how to apply.

No obligation · No long-term contracts · Care can start in 24-48 hours

Last updated July 2026 · Reviewed by the Golden Years care team

Yes. The VA's Aid and Attendance benefit adds a monthly payment on top of a VA pension — in 2026, up to roughly $2,795 per month for a qualifying veteran and around $1,800 for a surviving spouse — that families can use to pay for in-home care. Wartime service, financial criteria, and a demonstrated need for help with daily activities determine eligibility. Separate VA programs, including Homemaker/Home Health Aide services, can also fund care hours directly.

Aid and Attendance: who qualifies

Aid and Attendance is an enhanced pension for veterans who served at least 90 days of active duty with at least one day during a designated wartime period, received a discharge other than dishonorable, and meet income and net-worth limits — with unreimbursed medical and care expenses deductible from countable income, which is what brings many middle-income families into eligibility. The medical requirement is a demonstrated need for assistance with activities of daily living, being housebound, or cognitive impairment requiring supervision. Surviving spouses of qualifying veterans are eligible at a reduced rate. Golden Years serves many veteran families across Sacramento and San Diego — both regions with large veteran populations — and can point you to accredited help with the application.

Other VA paths: Homemaker/Home Health Aide and respite

Beyond Aid and Attendance, veterans enrolled in VA health care may qualify for the Homemaker and Home Health Aide program, where the VA directly authorizes and pays for a set number of weekly home care hours through community providers — no pension application required, arranged through the veteran's VA care team. The VA also funds respite care hours to relieve family caregivers, and the Program of Comprehensive Assistance for Family Caregivers supports eligible post-9/11 and now earlier-era veterans with stipends for family caregivers. These programs stack differently than Aid and Attendance, and the right combination depends on the veteran's enrollment status and needs — worth mapping carefully before assuming only one path exists. Turning the benefit into actual care hours

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Translated into care: an Aid and Attendance award near $2,795 per month funds roughly 15-18 hours per

week of professional care at typical California rates — a meaningful base that many families extend with private funds for fuller coverage. The application requires service records, financial documentation, and a physician's assessment of care needs; processing takes months, but awards are retroactive to the application date, so starting care while the claim processes does not forfeit money. Never pay anyone a fee to file the claim itself — accredited Veterans Service Officers help for free. Golden Years' Rosemont Veterans' Home Care program was built specifically around serving this community with caregivers who understand veteran culture.

The next step

Families of veterans routinely leave this benefit unclaimed because nobody told them it existed. If your loved one or their spouse served during wartime, checking eligibility should be step one of the care conversation — not an afterthought.

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Ask about veteran care and Aid and Attendance in a free assessment — (916) 432-4078

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